Why Choose HFS?

Our Credit Union started with very humble beginnings; a group of nine individuals came together to meet one simple need: making credit available to those with small means. Eighty years later, HFS still holds onto its same sense of ‘ohana with a deep desire to help those in our community to succeed and grow. At HFS FCU we believe that the success of our credit union comes from your success.

HFS Federal Credit Union is dedicated to enriching the lives of its members by ensuring their financial well-being and building lasting relationships. We are committed to providing convenient and friendly service in an efficient, dependable and personalized manner. We continue to strive to meet each member's needs with care and understanding and offer the most competitive rates and services possible. Our values of ‘Ohana (family), KÅ«pono (honesty), and Kuleana (responsibility) underlie everything that we do. -HFS FCU Mission Statement

Come talk story with our staff, you’ll quickly see why we are the credit union where caring counts.

  1. The largest Hawai‘i Island credit union with over $500 million in assets, serving over 48,500 members sharing a common bond to the Big Island.
  2. Find reliability in our longevity. HFS was organized on January 4, 1937.
  3. Island-wide convenience with six branches.
  4. Offering the financial products and services you need
  5. Membership with the Credit Union is open to all who live, work, worship, attend school, volunteer or participate in associations headquartered on the island of Hawaii.

Additional Info

The Credit Union Difference

  • Not for Profit. Surpluses are returned to our members in the form of lower rates on loans and higher rates on savings.

  • Volunteer Board of Directors. Elected individuals by our membership to ensure the Credit Union is always operating within membership’s best interest.

  • Membership with a common bond.

  • Financial Education is of utmost priority.

  • “People Helping People”. We exist to meet our member’s needs for reliable financial services.


Establish your membership by opening a Savings Account today. Simply stop by any of our convenient branch locations.


HFS Federal Credit Union (NMLS 421379) provides mortgage loans in agreement with CU Members Mortgage, a division of Colonial Savings, F.A. NMLS 401285.   |   Privacy Policy