Welcome Home!

Welcome to our mortgage loan center for easy pre-qualification, custom rate, and expert advice to guide you through the home loan process.

Choosing your credit union is the first step toward an affordable home loan. Whether you are purchasing a home or refinancing your current loan, applying online is as easy as 1-2-3.

  1. Apply Now and complete the application.

  2. When you have completed the application, click submit and your information will be reviewed for  prequalification.

  3. A Loan Officer will follow up with you and answer all your questions.

Our goal is to provide the highest level of service and competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 402-489-8886.

Available Loan Types

We offer dozens of different loan types* to fit your unique needs including Conventional, FHA, VA, Jumbo, Low Down Payment, First Time Buyer and Cash-out Refinance, as well as Fixed and Adjustable terms to 30 years.

*Additional restrictions may apply

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Mission Statement

The Lincoln SDA Credit Union is organized to serve members of the Seventh-day Adventist Church. As a faith-based financial institution owned and operated by our members, our purpose is to provide a competitively priced line of financial products and services.

Vision Statement

The Lincoln SDA Credit Union will offer full-service personal banking allowing members, regardless of economic status, to improve their financial standing with competitively priced investments and lending products with minimal service fees.

The CU advantage

Credit Unions are democratically owned and controlled, not-for-profit financial institutions dedicated to providing financial services to those within its field of membership, while helping to improve the quality of life through the principles of cooperation, the people helping people principle. Each member has an equal vote, regardless of how much he or she has on deposit. This vote elects those serving on the board of directors. The credit union movement is committed to safety and soundness and protects its members’ savings with the National Credit Union Share Insurance Fund. Deposits are insured up to $250,000. The Lincoln SDA Credit Union is regulated by the Nebraska State Department of Banking and insured by the National Credit Union Administration (NCUA), an independent agency of the U.S. Government. Credit unions have no outside stockholders, so after reserves are set aside, earnings are returned to members in the form of higher saving dividends, lower loan rates, and lower costs services.

Savings accounts are insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government.

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Being experts in this industry, we hear a lot of different questions regarding payments, affordability and more. Below you will find a list of some of the best calculators to help you estimate the cost of your homebuying process and ensure you are applying with confidence.

Calculators made available for independent use only. We cannot guarantee their accuracy or their ability to apply to your current financial situation. We recommend you seek advice from qualified professionals regarding your finances.


Contact Us

If you have questions about an application, current mortgage or to speak with one of our dedicated professionals, contact us today.

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Lincoln SDA Credit Union (NMLS 440711) provides mortgage loans in agreement with CU Members Mortgage, a division of Colonial Savings, F.A. NMLS 401285.   |   Privacy Policy